In this session, Jessica Waltma discusses the failed American Health Care Act, the possibility of reviving the legislation, some of the changes that can be made through regulation, and other bills that might gain some bipartisan support. In a time of uncertainty, Jessica helps clarify what’s already happened and what’s likely to happen going forward.
Josh Hilgers and Eric Johnson hosted an industry update for BenefitMall Brokers via webinar on March 6th and 7th. Attendees can download a copy of the presentation “What We Know Right Now About the ACA Replacement Plan” here.
John Boehner said that he does not believe the Republican-controlled Congress will be able to completely repeal and replace Obamacare: “In the 25 years I served in the United States Congress, Republicans never, ever, one time, agreed on what a healthcare proposal should look like. Not once.”
For small employers who chose not to hang on to the “grandfathered” plan that they had when the health reform law was signed back in 2010, transitional—or “grandmothered”—plans gave them a second chance to avoid modified adjusted community rating and some of the other changes called for by the ACA. However, the transition period will soon be over and grandmothered plans will go away for good.
This class examines the new and old compliance requirements that are creating headaches for HR managers, broker’s role in easing this paperwork burden, and the competitive advantage agents can gain from offering a solution.
This is part two of a two-part “After ACA” webinar series. In this session, nicknamed “OPPORTUNITY,” we focus on the detailed effects by market segment, what the carriers are talking about behind the scenes, the “wish list” of agent organizations and industry insiders, and, most importantly, the opportunities that will emerge as the major provisions of the ACA are rolled back.
This is part two of a two-part “After ACA” webinar series. In this session, nicknamed “UNCERTAINTY,” we focus on the likely changes to the Affordable Care Act, the probable timing of those changes, the possible replacement plan, and what you should tell your clients.
While we’ve spent much of the last six years criticizing the Affordable Care Act, the law does do some good things. In this two-hour ethics course, we’ll examine the ways the health reform law has helped individuals, employers, and Medicare beneficiaries.
Since the ACA was signed into law, a number of changes have been made to all types of tax-advantaged accounts, including FSAs, HRAs, and HSAs. In this course, we examine those changes and take a look at some of the others that may be on the horizon.
Since the purpose of this virtual conference is not just to provide you with information but to give you the tools and motivation you need to do something about it so that this can be your best year yet, we thought we’d end with some actionable information to help you start recruiting new clients today. Marketing guru Jeremiah Desmarais will provide you with seven scientifically proven ways to write insurance sales emails that sell.
If you thought the final nail had been driven into the defined contribution coffin, think again. A bill recently passed the House that could legalize defined contribution, and if it does it will have a huge impact on the small group market. In this session, Josh Hilgers discusses the bill and how your job will change if it does become law.
Gentrie Pool talks about the increased focus on ERISA compliance since the passage of the ACA and the fact that most employers are out of compliance. Most importantly, she discusses the solutions that are available to help ensure that your clients can survive a DOL audit.
The Affordable Care Act requires federal and state Marketplaces to send notices to employers of all sizes when one or more of their employees is receiving a premium tax credit. Those notices have started to go out, and naturally employers are confused. This session explains what’s in the notices and, more importantly, what employers should do if they receive one.
One of the most difficult things about the health reform law is figuring out which rules apply to which employers. Part of the reason is because there are multiple different definitions of “small” and “large” group in the law with different cutoff points and different ways to count employees. In this class, we’ll talk about these different definitions, discuss which provisions apply to which employers, and take a quick look back at the PACE Act.
As you may have heard, after winning Supreme Court cases about the individual mandate and the premium tax credits, the administration has lost the most recent major challenge to the ACA. A district court judge recently ruled that HHS has been illegally handing out cost-sharing subsidies without an appropriation from Congress. Where does this case go next, and what does the ruling mean for the cost-sharing subsidies in the upcoming open enrollment period?
These days, it’s more important than ever that brokers stay up to speed on the latest legislative developments, and as we find ourselves in the middle of a presidential election, that’s not always easy. But don’t worry – Jessica Waltman knows what’s going on, and in this session she’ll use her unique ability to explain it in a way that everyone can understand and show us how the coming changes could impact brokers and their clients.
In this session, Eric Johnson interviews Medicare expert Danielle Kunkle to find out how agents can save their employer clients money by offering older workers an alternative to the group health plan.
In this session, Maria del Carmen Uceda with Vidas Health will discuss the workplace wellness options available to employers with a high Spansh-speaking population — and why it’s important to offer them.
We hear a lot these days about health care transparency and the ability it gives consumers to factor cost and quality data into their healthcare decisions. To this point, though, most of the tranparency tools have focused on lower-cost items like doctor visits and prescription drugs. As Bobby Clark will tell us in this session, there are tools to help us compare the big stuff too.
For years now, we’ve been talking about the need to create better health care consumers. To do that, though, consumers need to be able to compare price and quality and make an informed decision.
Josh Collins talks about the lofty goals of consumer directed health care and the undeniable reality that cost is still the number one concern for most employees. Without abandoning our goals of creating better health care consumers, brokers and employers need to listen to workers and address their concerns if they truly want the benefits package to serve as a recruitment and retention tool. He finishes by offering a strategy that will help keep employer and employee costs under control while delivering a plan that employees will appreciate.
Scott Mardis will explain why voluntary benefits should no longer be an afterthought in the benefits planning meeting; instead, they should be part of the core strategy. With all of the holes in today’s health plans, supplemental products provide much-needed protection against high deductibles and out-of-pocket costs.
Wayne Sakamoto and Eric Johnson discuss the evolution of private exchanges, their thoughts on the future of these solutions, and what brokers should be doing right now to prepare for the increasing use of technology in benefits education, plan selection, and enrollment.
The sands of the benefits landscape continue to shift: rates, carriers, plans, networks, prescriptions, compliance rules – with no end in sight. Arm yourself with a new view of the future that will pay dividends.
The dictionary defines miasma as 1) a highly unpleasant or unhealthy smell or vapor and 2) an oppressive or unpleasant atmosphere that surrounds or emanates from something. Yep, that sounds like the ACA.
Nelson Griswold provides timely and actionable information for agents who are ready to adapt the way they do business to truly take advantage of the opportunity presented by the Affordable Care Act.
Mark Bellman discusses the efforts in Texas to use section 1332 waivers to expand the actuarial value of the metallic tiers in the small group market; the transitional plans that are set to end in 2017; and more.
There are a number of new, creative, and out-of-the-box solutions that can help solve some of the problems created by the ACA, but our clients aren’t going to ask about them. Successful brokers will not only learn about these solutions but will go out and tell their clients and prospects about them.
Wendy Keneipp and Heidi Rasmussen will share how to build a marketing strategy, explore minimum marketing requirements for today’s businesses, and help you discover practical, real-life ways to make it happen.
ECFC Executive Director Marty Trussell shares his thoughts about the role of consumerism as an employee benefits strategy along with his predictions about the future of account-based health plans.