Consumer tools are a lot like the vegetables that kids may not want but most definitely need. Nobody really wants a consumer-directed health plan. Prior to the deductible, people have to pay the contracted price for healthcare services and are asked to “shop around” and make better decisions, but right now there’s no good way to compare those options. To make today’s plan designs a little more palatable to employees and to make sure they don’t go without needed care, we have to provide them and their family members with some tools and some alternatives.
In a recent post about the ongoing EpiPen pricing saga, I suggested that a case study might be unfolding before our eyes: for the first time I can remember, “consumerism” actually seems to be influencing health care prices. This is part two of that story.
For years, insurance experts have used LASIK surgery as proof that “consumerism” in health care…
Since the ACA was signed into law, a number of changes have been made to all types of tax-advantaged accounts, including FSAs, HRAs, and HSAs. In this course, we examine those changes and take a look at some of the others that may be on the horizon.
We hear a lot these days about health care transparency and the ability it gives consumers to factor cost and quality data into their healthcare decisions. To this point, though, most of the tranparency tools have focused on lower-cost items like doctor visits and prescription drugs. As Bobby Clark will tell us in this session, there are tools to help us compare the big stuff too.
For years now, we’ve been talking about the need to create better health care consumers. To do that, though, consumers need to be able to compare price and quality and make an informed decision.
ECFC Executive Director Marty Trussell shares his thoughts about the role of consumerism as an employee benefits strategy along with his predictions about the future of account-based health plans.
We all learned about the 3 Rs in grade school. And those of us who took business classes in college learned about the 4 Ps of marketing. In this article, I’ll introduce a new success strategy for agents and brokers: the 5 Cs of insurance sales.
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