Mark Bellman discusses the efforts in Texas to use section 1332 waivers to expand the actuarial value of the metallic tiers in the small group market; the transitional plans that are set to end in 2017; and more.
The Affordable Care Act’s modified adjusted community rating rules are creating the need for very different strategies for different small employers. Those who benefit from the law’s prohibition on medical underwriting have already moved into ACA-compliant plans, but younger, healthier groups are looking for non-ACA alternatives. In this session, Mark Bellman explains how ASO for small employers may just provide that alternative.
Josh Hilgers discusses the recent trend toward self-funded plans for small employers and asks whether this is the last opportunity for small businesses to maintain group health coverage.