Calculators and Tools page 2

On this page you’ll find a number of calculator tools and charts relevant to the individual, small group, and large group markets. We developed many of the calculators ourselves in 2013 to explain concepts that were new at the time, but many of the calculators are still useful in understanding parts of the law. We have also included a couple of tools developed by the federal government and by other organizations.

Individual Market

Federal Poverty Level Chart (2013) This chart shows the annual income for households with 1 to 8 family members at 100%, 133%, 200%, 250%, 300%, and 400% of the Federal Poverty Level Download wordpress for free. Separate charts for Alaska and Hawaii.
Subsidized Monthly Premium Chart This chart shows the subsidized monthly premium a family with 1 to 8 family members and household incomes from $20,000 to $120,000 would pay for the benchmark plan (the second-lowest-priced silver-level plan in the individual marketplace).
Subsidy vs mp3 jukebox gratis downloaden. Penalty Chart This chart compares the premium and out-of-pocket exposure for families earning up to 400% of the Federal Poverty Level with the penalties they will pay if they choose not to purchase coverage in 2014, 2015, and 2016.
Affordability Calculator This calculator tool will determine whether a family with access to employer-sponsored coverage is blocked from the premium tax credits in the individual marketplace and whether the family is eligible for an exemption from the individual mandate chrome download ipad.
Penalty Calculator This calculator tool will help people determine the individual mandate penalty they will pay in 2014, 2015, and 2016 based on family size, household income, and number of months without health insurance.
Health Insurance Subsidy Calculator Developed by the Kaiser Family Foundation Download story sticker. This calculator tool shows the annual premium a family would pay when purchasing the benchmark plan after applying the applicable premium tax credit. Also shows estimated annual premium as well as Medicaid and CHIP eligibility.
Health Insurance Subsidy Calculator Developed by UC Berkeley download autocad trial version. This calculator tool shows the annual premium a family would pay when purchasing the benchmark plan after applying the applicable premium tax credit. Also shows estimated annual premium as well as Medicaid and CHIP eligibility.

 

Small Group Market

Age Compression Calculator This calculator tool shows the current high and low premiums for a small group with composite rates and the new high and low premiums based on the narrower age bands in 2014 sims 4 animals for free. Also considers the group’s renewal increase when calculating the new rates.
HHS Standard Age Curve This chart shows the factors insurance companies will use when determining the per-member rates in the individual and small group markets beginning in 2014.
Small Employer Contribution Calculator This calculator tool shows the per-employee premium based on age for a small group moving from a composite rating methodology to member-level rating and shows the new employer and employee costs for various employer contribution strategies herunterladen.
Composite Rate Calculator This calculator tool converts member-level employee-only rates to a composite rate. This could be helpful for small employers who want to average the age-banded rates for their employees beginning in 2014 so they can charge each employee the same amount gebrauchtwagen.at.

 

Large Group Market

FTE Calculator This calculator tool will help a group determine how many full-time equivalent (FTE) employees it has. Beginning in 2015, employers with 50 or more FTEs will be required to offer group health insurance or will pay a shared responsibility penalty.
Safe Harbor Contribution Calculator This calculator tool will help large employers who are subject to the shared responsibility requirement in 2015 determine if any of the safe harbor options available to them will help them avoid an affordability penalty windows media player for free windows 10.
Play or Pay Calculator This calculator tool will help large employers who are subject to the shared responsibility requirement in 2015 compare the amount they would pay in tax-deductible premiums if they offer coverage with the amount they will pay in after-tax penalties if they don’t.
Health Mandate Cost Calculator Developed by the National Retail Federation herunterladen. This calculator tool will help a group determine how many full-time equivalent (FTE) employees it has and how much it will pay in penalties if it does not offer coverage beginning in 2015.
Actuarial Value Calculator Developed by HHS. This calculator tool will determine the actuarial value of a health plan and confirm its metallic tier (bronze, silver, gold, or platinum).
Minimum Value Calculator Developed by HHS. This calculator tool will determine whether a health plan provides minimum value or not.