While we’ve spent much of the last six years criticizing the Affordable Care Act, the law does do some good things. In this two-hour ethics course, we’ll examine the ways the health reform law has helped individuals, employers, and Medicare beneficiaries.
Browsing: Health Reform 2016 Conference
Since the ACA was signed into law, a number of changes have been made to all types of tax-advantaged accounts, including FSAs, HRAs, and HSAs. In this course, we examine those changes and take a look at some of the others that may be on the horizon.
Since the purpose of this virtual conference is not just to provide you with information but to give you the tools and motivation you need to do something about it so that this can be your best year yet, we thought we’d end with some actionable information to help you start recruiting new clients today. Marketing guru Jeremiah Desmarais will provide you with seven scientifically proven ways to write insurance sales emails that sell.
If you thought the final nail had been driven into the defined contribution coffin, think again. A bill recently passed the House that could legalize defined contribution, and if it does it will have a huge impact on the small group market. In this session, Josh Hilgers discusses the bill and how your job will change if it does become law.
Gentrie Pool talks about the increased focus on ERISA compliance since the passage of the ACA and the fact that most employers are out of compliance. Most importantly, she discusses the solutions that are available to help ensure that your clients can survive a DOL audit.
The Affordable Care Act requires federal and state Marketplaces to send notices to employers of all sizes when one or more of their employees is receiving a premium tax credit. Those notices have started to go out, and naturally employers are confused. This session explains what’s in the notices and, more importantly, what employers should do if they receive one.
One of the most difficult things about the health reform law is figuring out which rules apply to which employers. Part of the reason is because there are multiple different definitions of “small” and “large” group in the law with different cutoff points and different ways to count employees. In this class, we’ll talk about these different definitions, discuss which provisions apply to which employers, and take a quick look back at the PACE Act.
As you may have heard, after winning Supreme Court cases about the individual mandate and the premium tax credits, the administration has lost the most recent major challenge to the ACA. A district court judge recently ruled that HHS has been illegally handing out cost-sharing subsidies without an appropriation from Congress. Where does this case go next, and what does the ruling mean for the cost-sharing subsidies in the upcoming open enrollment period?
These days, it’s more important than ever that brokers stay up to speed on the latest legislative developments, and as we find ourselves in the middle of a presidential election, that’s not always easy. But don’t worry – Jessica Waltman knows what’s going on, and in this session she’ll use her unique ability to explain it in a way that everyone can understand and show us how the coming changes could impact brokers and their clients.
In this session, Eric Johnson interviews Medicare expert Danielle Kunkle to find out how agents can save their employer clients money by offering older workers an alternative to the group health plan.
In this session, Maria del Carmen Uceda with Vidas Health will discuss the workplace wellness options available to employers with a high Spansh-speaking population — and why it’s important to offer them.
We hear a lot these days about health care transparency and the ability it gives consumers to factor cost and quality data into their healthcare decisions. To this point, though, most of the tranparency tools have focused on lower-cost items like doctor visits and prescription drugs. As Bobby Clark will tell us in this session, there are tools to help us compare the big stuff too.
For years now, we’ve been talking about the need to create better health care consumers. To do that, though, consumers need to be able to compare price and quality and make an informed decision.
Josh Collins talks about the lofty goals of consumer directed health care and the undeniable reality that cost is still the number one concern for most employees. Without abandoning our goals of creating better health care consumers, brokers and employers need to listen to workers and address their concerns if they truly want the benefits package to serve as a recruitment and retention tool. He finishes by offering a strategy that will help keep employer and employee costs under control while delivering a plan that employees will appreciate.
Scott Mardis will explain why voluntary benefits should no longer be an afterthought in the benefits planning meeting; instead, they should be part of the core strategy. With all of the holes in today’s health plans, supplemental products provide much-needed protection against high deductibles and out-of-pocket costs.
Wayne Sakamoto and Eric Johnson discuss the evolution of private exchanges, their thoughts on the future of these solutions, and what brokers should be doing right now to prepare for the increasing use of technology in benefits education, plan selection, and enrollment.
The sands of the benefits landscape continue to shift: rates, carriers, plans, networks, prescriptions, compliance rules – with no end in sight. Arm yourself with a new view of the future that will pay dividends.
The dictionary defines miasma as 1) a highly unpleasant or unhealthy smell or vapor and 2) an oppressive or unpleasant atmosphere that surrounds or emanates from something. Yep, that sounds like the ACA.
Nelson Griswold provides timely and actionable information for agents who are ready to adapt the way they do business to truly take advantage of the opportunity presented by the Affordable Care Act.
Mark Bellman discusses the efforts in Texas to use section 1332 waivers to expand the actuarial value of the metallic tiers in the small group market; the transitional plans that are set to end in 2017; and more.
There are a number of new, creative, and out-of-the-box solutions that can help solve some of the problems created by the ACA, but our clients aren’t going to ask about them. Successful brokers will not only learn about these solutions but will go out and tell their clients and prospects about them.
Wendy Keneipp and Heidi Rasmussen will share how to build a marketing strategy, explore minimum marketing requirements for today’s businesses, and help you discover practical, real-life ways to make it happen.
ECFC Executive Director Marty Trussell shares his thoughts about the role of consumerism as an employee benefits strategy along with his predictions about the future of account-based health plans.
Can you teach an old dog new tricks? We sure hope so, because if agents want to survive and even grow their business in the months and years ahead, they can’t keep doing what they’ve always been doing – they’re going to have to learn a few new tricks.
In this course, we examine the health reform proposals of both Hillary Clinton and Donald Trump as well as the most outspoken critics of the Affordable Care Act.
Eric Johnson takes a look at the eligible income levels for the premium tax credits and cost sharing subsidies, explains how the credits are calculated, discusses the application process, and reviews the annual reconciliation process.
This course provides a detailed look at the Affordable Care Act’s individual shared responsibility requirement. We begin by discussing the purpose of the mandate, define creditable coverage and explain the penalty for going without health insurance, review the possible exemptions from the mandate penalty, and show how agents can help their clients compare their options.
In response to rising health care costs and health insurance premiums, insurance companies have made a number of unpopular moves, the most recent being a reduction in provider networks. The good news is that the market has delivered a number of solutions to address these provider and network issues.
Eric Johnson has a conversation with insurance industry legend Sharon Alt. They discuss topics ranging from Sharon’s background to consumerism to compliance and predictions for 2016.
Carla Adams reminds us that, while most employers and agents are focused on ACA compliance, FMLA is still the law. She explains what FMLA is, who it applies to, and how you can help your clients stay out of trouble.
Eric Johnson provides an overview of the Cadillac, some details on its potentially devastating impact on our employer clients, and the chances that it will be repealed altogether.
Jennifer Reed discusses the new 6055 and 6056 reporting requirements under the health reform law, a top priority for self-insured and applicable large employers during the first quarter of 2016.
Gentrie Pool defines some of the more common acronyms in the insurance industry and provides a glossary for agents who need a quick reference tool.
Jessica Waltman discusses some of the proposals to change aspects of the Affordable Care Act and how you can use your knowledge of the political landscape to win more clients.
Danielle Kunkle discusses some key points group agents need to know about Medicare and warns of the dangers of guessing when answering employees’ questions.
As out-of-pocket limits increase and provider networks get smaller, more and more employers are adopting telehealth programs to give their employees access to doctor services over the phone. But are these programs actually working, or are employers wasting time and money? Reid Rasmussen explains how to implement a telehealth program the right way.
Matt Monda, COO of Roundstone Insurance, explains what a captive is, what the advantages are, and why agents should consider a captive for their group clients.
The Affordable Care Act’s modified adjusted community rating rules are creating the need for very different strategies for different small employers. Those who benefit from the law’s prohibition on medical underwriting have already moved into ACA-compliant plans, but younger, healthier groups are looking for non-ACA alternatives. In this session, Mark Bellman explains how ASO for small employers may just provide that alternative.
Josh Hilgers discusses the recent trend toward self-funded plans for small employers and asks whether this is the last opportunity for small businesses to maintain group health coverage.
Mike Smith discusses the recent trend toward smaller provider networks with no non-network benefits and some strategies to reduce the negative impact on consumers.
Since the passage of the Affordable Care Act back in 2010, insurance agents have been advising clients on a lot more than health insurance, including legal and tax matters. But should they be providing this advice? In this session, attorney Vanessa Johnson shares some information about the risks of “practicing law without a license.”
Doug Foshee shares his thoughts on the advantage an online storefront, also known as an individual private exchange, can give to agents, whether they specialize individual health insurance or not.
Though they’ve been around for years, non-insurance products like telemedicine, patient advocacy services, discount networks, and more are really beginning to catch on as solutions for employers who are looking for creative and affordable strategies to plug some of the holes left by the ACA.
In this interactive session, Wayne Sakamoto discusses several topics important to solo and partner insurance agencies, including preparation and planning, software and tools, prospecting and lead generation, compliance, and more.
Kevin Trokey explains how the agent’s job has changed as a result of the Affordable Care Act and describes the steps brokers can take to grow their business in the new environment.
Marketing guru Jeremiah Desmarais delivers some actionable advice that can help agents find key decision makers on LinkedIn.
Eric discusses the recent decision by some insurance companies to treat broker commissions as “fees,” talks about how this impacts our relationships with our clients, reviews the guidance by CMS on re-classifying commissions, and looks at the proposals that would exclude commissions from the calculation.
Eric provides a brief but thorough overview of the latest developments with the health reform law and discusses some possible changes that are on the horizon. This is the perfect class for busy agents who still need to know what’s going on.