This tool was developed by the Kaiser Family Foundation to illustrate health insurance premiums and subsidies for people purchasing insurance on their own in new health insurance exchanges (or “Marketplaces”) created by the Affordable Care Act (ACA). You can enter different incomes, ages, and family sizes to get an estimate of your eligibility for subsidies and how much you could spend on health insurance.
This calculator shows the total monthly premium, subsidy amount, and adjusted premium for families in different states.
This easy-to-use calculator asks for the age of each family member and the family’s zip code and provides the total subsidized premium and subsidy amount.
Here is the actuarial value calculator developed by HHS to help carriers create plan designs that meet the bronze, silver, gold, or platinum actuarial value levels.
Here is the minimum value calculator developed by HHS to help carriers and employers determine if their plans provide minimum value. As explained in IRS Notice 2014-69, plans that fail to cover in-patient hospitalization services, even if they meet the 60% actuarial value threshold, will not be considered minimum value plans.
This calculator, developed by the makers of TurboTax, shows the penalties individuals who did not have minimum essential coverage in 2016 will pay during this year’s tax filing season.
This calculator shows the penalties by year that a family will pay for not having health insurance.
The National Retail Federation has created a special Health Mandate Cost Calculator to help you better understand your potential mandate penalty exposure. NRF provides this Health Mandate Cost Calculator as a service to its members and the public to provide general information and it is not nor is it intended to provide legal advice.
In the small group market, some insurance carriers offer employers the option of charging either composite or member-level rates. This simple Excel tool converts member-level employee-only rates to a composite rate. This could be helpful for small employers who want to average the age-banded rates for their employees so they can charge each employee the same amount.
This user-friendly calculator shows the total premium and subsidized amount for families of different sizes and income levels. It is location-specific (based on zip code).
This subsidy calculator, developed by WebMD, has not been updated since 2014.
This simple calculator tool will help a group determine how many full-time equivalent (FTE) employees it has. It’s useful for employers that are unsure whether or not they are an “applicable large employer” required to offer group health coverage to their employees.
This calculator tool shows the annual premium a family would pay when purchasing the benchmark plan after applying the applicable premium tax credit.
This calculator helps employers understand how the health benefits excise tax on high valued health plans could impact their company.
Employers with 25 or fewer full-time equivalent employees and $50,000 or less in average wages may be eligible for a tax credit of up to 50% of what the employer is paying for employee and dependent health coverage. This calculator includes info from 2010 to 2013 as well as 2014 and beyond.