On this page you’ll find a number of calculators, tables, and infographics relevant to the individual, small group, and large group markets. We’ve developed a few of the calculators ourselves but have also linked to several external tools developed by the federal government and other organizations. A few of these tools (ours and others) may not be as relevant as they once were but are included because they may still help to explain some difficult concepts.
The Affordable Care Act creates advanceable, refundable premium tax credits to individuals and families with incomes up to 400% of the Federal Poverty Level and cost-sharing subsidies for people earning less than 250% of the Federal Poverty Level. The FPL numbers are announced every January by HHS. Here’s the FPL chart for 2017 for various income levels.